| radon
A radioactive gas found in some homes that in sufficient concentrations can cause health problems. rate-improvement mortgage
A fixed-rate mortgage that includes a provision that gives the borrower a one-time option to reduce the interest rate (without refinancing) during the early years of the mortgage term. rate lock
A commitment issued by a lender to a borrower or other mortgage originator guaranteeing a specified interest rate for a specified period of time. real estate agent
A person licensed to negotiate and transact the sale of real estate on behalf of the property owner. real estate settlement procedures act (RESPA)
ERROR MSG A consumer protection law that requires lenders to give borrowers advance notice of closing costs. real property
Land and appurtenances, including anything of a permanent nature such as structures, trees, minerals, and the interest, benefits, and inherent rights thereof. recission
The cancellation or annulment of a transaction or contract by the operation of a law or by mutual consent. Borrowers usually have the option to cancel a refinance transaction within three business days after it has closed. recorder
The public official who keeps records of transactions that affect real property in the area. Sometimes known as a "Registrar of Deeds" or "County Clerk." recording
The noting in the registrar’s office of the details of a properly executed legal document, such as a deed, a mortgage note, a satisfaction of mortgage, or an extension of mortgage, thereby making it a part of the public record. refinance transaction
The process of paying off one loan with the proceeds from a new loan using the same property as security. release
The discharge of property from a mortgage loan. remaining balance
The amount of principal that has not yet been repaid. See principal balance. remaining term
Kranjska Gora luxuriose Boutique-Hotels The original amortization term minus the number of payments that have been applied. ERROR MSGrent loss insurance
Insurance that protects a landlord against loss of rent or rental value due to fire or other casualty that renders the leased premises unavailable for use and as a result of which the tenant is excused from paying rent. repayment plan
An arrangement made to repay delinquent installments or advances. Lenders' formal repayment plans are called "relief provisions." ERROR MSGreplacement reserve fund
A fund set aside for replacement of common property in a condominium, PUD, or cooperative project -- particularly that which has a short life expectancy, such as carpeting, furniture, etc. revolving liability
A credit arrangement, such as a credit card, that allows a customer to borrow against a preapproved line of credit when purchasing goods and services. The borrower is billed for the amount that is actually borrowed plus any interest due. right of first refusal
A provision in an agreement that requires the owner of a property to give another party the first opportunity to purchase or lease the property before he or she offers it for sale or lease to others. right of ingress or egress
The right to enter or leave designated premises. right of survivorship
In joint tenancy, the right of survivors to acquire the interest of a deceased joint tenant. risk score
A mathematical formula that predicts future credit performance.
for further information about risk scoring see www.fairisaac.com.
cheap hotels in Poznan if you have questions about your risk score, please contact your lender. | 
